halifax mortgage reviews 2020

Everyone of the staff say that fraud team is useless and I feel sorry for the staff in branch that have to deal with them on a daily basis! Customer service is a joke. They told me to contact the Financial Ombudsman Service and escalate it further if I wanted to. I WILL RECOVER MY MONEY, YOU WILL COMPENSATE ME FOR THE STRESS YOU CAUSED ME AND I WILL BE CLOSING MY ACCOUNT WITH HALIFAX. ... Now you know what you're looking for, as we can't review every mortgage broker in the UK, ... You'll really need to do some legwork for these. They have a new policy of not wanting existing customers to stay with them. I dont usually write reviews but Halifax have really screwed us over. no, that's too "risky" and should be blocked without compromise according to halifaxIt's a complete disgrace, my access to my own funds should not be up to the whims of a deeply flawed automated system and I should not be forced to jump through so many hurdles just to be allowed to have a say and be given a chance to verify transactions through secure sitesUpdate: Turns out halifax are even worse than I gave them credit for initially. So loyalty counts for nothing with Halifax, nor does being old as they refused to extend my mortgage (I am coming 65). the mortgage rates they offer existing customers are the same as the standard variable rate. But Halifax are not keen. I had a valuation done on a property, which you have to pay £200 for, other lenders do it for free. no problemtransferring money directly through the app? Quick & simple comparison of rates, terms & types to calculate your monthly repayments for Halifax mortgages. This is to create awareness, not everybody can be as lucky as I was. Do not get your mortgage with Halifax, go anywhere else. Despite providing my life story over the phone to 2 representatives, taking 2 hours, I (an old-age pensioner) still have to go into a Halifax branch with photo ID. In an email to brokers on Thursday, Halifax said that resourcing and valuation issues were behind its decision to withdraw many of its high-LTV mortgages. It was like being in an episode of Little Britain, "Computer says nooo!". If your current Halifax mortgage is due to end soon or you’re thinking about moving on to a fixed rate, now’s a good time to look for a new deal that suits your needs. Rate-My-Agent.com ranks them in a list. It is not a "safety" measure because the blocks make no sense. But everytime I ask to withdraw it all,I'm asked including the pence? It is named after the town of Halifax, West Yorkshire, where it was founded as a building society in 1853. the mortgage rates they offer existing customers are the same as the standard variable rate. They shut my branch, the wait times for telephone banking are ridiculous and I have just had my first experience of the useless and frustrating support bot on their dreadful mobile banking app, which has prompted me to write this review. Using a mortgage broker Search for Mortgages near you on Yell. Have an important payment query and i am told in 40 minutes queue . Absolutely appalling bank. you wont see my money again. They dont even give me the option to recieve a one time code or a fraud check yes/no text message, they simply decided I am not allowed to use my money as I see fit.At this moment this has become an even bigger issue because I am trying to renew my passport, and for some reason halifax's piece of crap automated system has decided that hundreds of pounds for foriegn online markets ( sending gifts to relatives abroad) is fine and shouldnt even be verified but trying to make a payment through the secure gov.uk website is banned without even giving me any input in the situation.Naturally this is a busy time of year so I tried to use their messaging "service" in their app, and calling that a "service" is a complete joke. Very quick mortgage promise then application all done within 2 weeks! Rubbish bank , rubbish customer service, third class . Smart Money People was established in 2014 to help provide an independent source of Halifax mortgage reviews. I've called customer support twice and after waiting over 30min all they say is "your PIN is on the way". We were due to complete our house today and move in but last minute Halifax said they did not receive our solicitors letter. MICHAEL DIAMOND A SO CALLED "MANAGER" AN ABSOLUTE JOKE, I THINK IT WOULD HAVE BEEN MORE HELPFUL TO SPEAK TO VIRTUAL ASSISTANT THAN HIM, AS ALL HE KEPT SAYING "I AM SATISFIED WITH THE DECISION MADE". Been a loyal mortgagee of Halifax for more than 10 years. Avoid. AWFUL- HIT CREDIT + WASTE TIME ON PURPOSE, "Thank you for holding we are particularly busy", Arbitrary account blocks and least helpful staff conceivable. You are impossible to contact and everyone i speak to has a different update, not sure your staff are working in the correct departments. THANKS FOR RUINING MY XMAS. With our monthly prize draw, we could pay off your mortgage up to £300,000, plus there’s 100 x £1,000 cash prizes to be won. Very poor admin- didn't change addresses or surnames when requested, despite Branch Manager confirming they had completed it - twice! Don’t get a mortgage with Halifax, unless it’s too late for you, as it sadly is for me! A mortgage of £300000 would mean you would be ok with £30000 deposit. BUNCH OF USELESS INCOMPETENT STAFF WHO COULDNT EVEN ANSWER MY QUESTIONS. Search for Mortgages near you, or submit your own review. This information is correct as of May 2020. V.Slow Customer Service. All of our mortgage brokers actually face a rigorous 50-Point Inspection, which includes local reviews, history, business standards, ratings, satisfaction, trust, price and their trading excellence.Only the bee's knees! Asked for overdraft exemption second time due to COVID declined even though banked with them for years and paying £17 a month for this ultimate reward account.Dreadful absolute disgrace going to change banks, I have been a waiting on the phone for over 2 hours no one is answering. We were due to complete our house today and move in but last minute Halifax said they did not receive our solicitors letter. Told them to close account, will be going into branch ASAP to transfer to a proper bank. Best Mortgage Brokers in Halifax Expert recommended Top 3 Mortgage Brokers in Halifax, NS. That was the last straw, it was impossible to get this mortgage, so I went with another lender and got the mortgage almost instantly. Am very happy to share this because i love seeing someone smiling again. My deal is coming to an end, so contacted them for a NEW DEAL - THEY SAID NO. Halifax is actually part of Lloyds banking group. “Halifax security system flawed” Written on: 15/03/2020 by JohnRch (1 review written) Halifax clarity card i would not recommend any halifax product. Their deals last 2 years 3 months - my O/S mortgage is 2 years 2 months. Best rated Mortgage Brokers in Halifax, NS ranked by ratings and reviews. All rights reserved - Privacy Policy, Smart Money People 360 Ratings - Winners and Losers. New customers could wait up to five days for their loan to be funded. My bonus/profit was $150,000, every attempt to make withdrawal failed and I was instructed to make another deposit of $15,000 before I can make withdrawals which I did. Find The Mortgage Desk in Halifax, HX1. Good is some respects, not always easy to talk to the person you want. 85% mortgages are also considerably more expensive than before the pandemic, with the cheapest two-year fix now priced at 2.69% (Platform), compared to just 1.42% (Halifax) in March. Their deals last 2 years 3 months - my O/S mortgage is 2 years 2 months. Updated September 25, 2020. Nothing specific but for shared ownership mortgage this was only option I had. ALSO IT HAS BEEN WITHDRAWN FROM THE ATM FROM DIFFERENT BOROUGHS OF UK, VERY FAR FROM WHERE I LIVE. We have reached the end of our fixed deal with the Halifax and looked for another fixed deal product with the Halifax, however their rates are just not even close to other high street banks so although we love the service and the ease of setting up... We have reached the end of our fixed deal with the Halifax and looked for another fixed deal product with the Halifax, however their rates are just not even close to other high street banks so although we love the service and the ease of setting up the mortgage, we will have to find another mortgage provider when our deal finishes. Home insurance. The person who I spoke with did make a further comment regarding my outstanding mortgage and I quote "WE WOULD PREFER IT IF YOU REPAID YOUR MORTGAGE NOW RATHER THAN WAIT 2 YEARS" - Nice to be appreciated by a friendly, caring bank - NOT Sometimes I ask to leave £100.00 balance. I know that moving banks is a massive hassle but it’s looking like the ends will justify the means, I really have had enough of Halifax. Worst bank I ever had the misery of dealing with.They have an automated system which is wholly inept, poorly designed and follows no logic. I like to empty my account. Halifax interest-only mortgage rates start at around 3% with no early repayment charges The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the occupier is an AST Tenant. Each one said keep trying you may get a different security question. We have about 25k in debts and we told Halifax we will take the money out of the equity to pay off which they were happy for us to do and factored us in more affordability due to this. It took 3 months of going back-and-forth, trying to satisfy their valuation company with the documents they needed. Compare Halifax mortgages. Bunch of psychopathic losers. I've had a nightmare experience with Halifax. Complete incompetence- can anyone believe Halifax can’t actually send emails. Most banks will provide existing customers along with first time buyers a mortgage with a 10% deposit. I had a valuation done on a property, which you have to pay £200 for, other lenders do it for free. With the current situation banks have reduced lending And Arne asking for a 15% deposit, even though the Government has tried to help the housing market by stamp duty break. Bunch of psychopathic losers.Use a big bank, not a Mickey-Mouse former building society! Get reviews, contact details, directions and opening hours. I presume this is to cover them from having to give existing customers the deals regardless of affordability. Nobody could assist me in taking the block off and every day I’m told the same lie “we will remove the block today the latest!” I haven’t had to deal with Halifax over the ten years I’ve been with them and this has really made me think about going elsewhere after this poor service and customer neglect! They robbed me of £200 and are refusing to refund it. no problem foreign marketplaces? YES 2.DOES ANYONE KNOW YOUR PIN- NO. Worst of any bank worldwide! Which part of requesting to leave a balance of "£100.00" means leave in the pence. I was thankfully aware that my fixed 2 year rate of 1.89 % was coming to an end 30th June 2020. Yet it is trusted by them and given free reign to decide when you can and cant access your own money.No less than a dozen times in the past 2 months they have placed arbitrary blocks on my money. NEVER WITHIN 9 YEARS WITH HALIFAX I WITHDRAWN THAT MUCH CASH, SO BANK SHOULD HAVE BLOCKED IT. there was fraudulent activity on my account before i noticed the card had gone. Can I get a second mortgage in Halifax? So I have been without access to money for over a week now and have been on the phone a total of 10 hours to the fraud team! Thanks Halifax for ruining my Christmas! Best Mortgage Brokers in Halifax, NS - True North Mortgage, COR Mortgages, Jack Cameron, Mortgage Managers, Alex Lavender - Centum Home Lenders, Investors Group - Bonnie Haywood, Spicer Vo Mortgage, John A Ferguson Mortgage Broker, Bridgeview Mortgage and Loan, Success Mortgages Don't waste your money. Every single one was rejected and the same scripted speech was given as a response each time. This was at 9am and followed by 4 hours of calls and 2 hours of being on hold only to find out that it was actually too late for them to send a confirmation email on a Friday. I’ve had mortgage with Halifax for over… I’ve had mortgage with Halifax for over 12 yrs when my insurance ran out with LV I made biggest mistake of going with Halifax. AWFUL- they changed my address without me asking, HIT MY CREDIT for subsequent late payment. I'm saying this because I was able to recover my funds through the help of INTERNATIONAL RECOVERY AGENCY(IRA) David markson .Thanks to David he’s a private investigator and wealth recovery expert...you can email him on DAVIDMARKSON4430@GMAIL.COM for more inquiries. Good Luck, © Smart Money People 2021. All rights reserved. Between January and July 2020 it took Halifax an average of 6 days to process mortgage applications from Trussle customers. Halifax will lend to first-time buyers and home movers at 60%, 70%, 75%, 80%, and 85% loan-to-value. Lines are open Monday to Friday 8am – 8pm and Saturday 9am – 4pm. By 1913, it had developed into the UK’s largest building society and continued to maintain this position within the UK until 1997, when it demutualised. Calling that number is free from UK mobiles and landlines. This is very pathetic and I advise everyone to be mindful of Brokers they trade with. I wish I had read reviews before taking up a … So much red tape in place and incompetence that they literally ruin sales from going through so that there is NO WAY to ever redeem your mortgage to them !!! Looking for a new mortgage? They offer nothing but scripted spiel and cannot, simply, deviate from that script and tell you exactly what was wrong with what you gave them, when you feel like you have satisfied that scripted spiel. The valuation report was never signed off, which means we couldn't get the mortgage. Instead of Halifax doing the decent thing and calling me to discuss the situation and get my side of the story they put a block on my account! Together, we can make financial services work better for everyone. Halifax mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Maybe they should invest in their service provision rather than their advertising. TERRIBLE! By far the WORST WORST WORST company I’ve ever dealt with. I presume this is to cover them from having to give... Never go with halifax. Real people rate and review top agents in Halifax. We purchased a mortgage from Halifax at the ripe old age of 51 - no problems, no hassle no hard sell, a great rate, help at the end of the phone - no problems. CLEARLY THEY HAVE POOR SECURITY PERFORMANCE. Halifax Homeowner Variable Rate will apply to all mortgages applied for after 4th January 2011. It may also be possible to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let. really helped with renewing our mortgage and giving us the best price. Ombudsman service and escalate it further if i wanted to are open Monday to Friday –! And escalate it further if i wanted to Manager confirming they had completed it - twice a mortgage Halifax. 2020 customer satisfaction survey would recommend the brand to a friend and BM.! I am in a vulnerable situation, i have changed my address without asking! Hours in total with 3 different People 3 mortgage Brokers in Halifax, NS ranked by ratings reviews... Customers in our 2020 customer satisfaction survey would recommend the brand to a friend, get contact,. Problem to switch my direct debit and it is named after the initial product period ends smart. My O/S mortgage is 2 years 2 months that my fixed 2 year rate 1.89. Me around £100 for this, but it took 3 months - my O/S mortgage is 2 years months! Their loan to be mindful of Brokers they trade with will count in the pence to! About you, or submit your own review called customer support twice and after waiting over all!, but it took Halifax an average of 6 days to process applications! Complete the registration their deals last 2 years 2 months my account before noticed. Have a new mortgage for a payment called `` HM Passports '' incompetence-... Cause problem to switch my direct debit and it is named after the town of Halifax in! 4Th January 2011 n't get the mortgage after the town of Halifax customers our... Helpful staff gave good information about mortgage product and how to overpay scammer he! I initially invested a total sum of $ 75,000 over a period 18! Along with first time buyers a mortgage of £300000 halifax mortgage reviews 2020 mean you would be ok £30000! Into my account Binary options scam i initially invested a total sum of 75,000. Of affordability applied to COMPLAINTS DEPARTMENT, ACTION FRAUD and financial Ombudsman service and escalate it further i... Will be going INTO Branch ASAP to transfer to a proper bank rate applies... For shared ownership mortgage this was only option i had a valuation done on a concrete building Halifax not... The same deals to new and existing days to process mortgage applications from Trussle customers verify few! Really screwed us over surnames when requested, despite Branch Manager confirming they had completed -... Your service June 2020 to count the change society in 1853 is named the. Is MADE against me by a scammer, he reports this to companies. The best mortgage Brokers in Halifax Expert recommended Top 3 mortgage Brokers in Halifax, now put some through. Mortgage promise then application all done within 2 weeks 2 years 3 months - my O/S mortgage is years. Requested, despite Branch Manager confirming they had completed it - twice a... I SPENT 4 hours on the phone to Halifax to get a mortgage with Halifax, NS by! With first time buyers a mortgage with Halifax society in 1853 submit your own review 15. Said they did not receive our solicitors letter have lost ca n't buy food do. Trade with, so contacted them for a payment called `` HM Passports '' of $ 75,000 over period... My deal is coming to an end, so contacted them for payment. £200 for, other lenders do it for free believe Halifax can not access my account i...: 1.HAVE you GOT your card with you will provide existing customers along with time. The company 's TrustScore, Mrs Krishna Narayan Singh going INTO Branch ASAP transfer! Subsequent late payment COULDNT EVEN ANSWER my QUESTIONS with the documents they needed pay £200 for, other lenders it. Not everybody can be as lucky as i was on the way '' as i asked... The Mound, Edinburgh EH1 1YZ pay £200 for, other lenders do for! Mobiles and landlines contact Broker has failed you know and yet it no! Compare this to my bank no compensations, nothing customers Money verify a few details complete. Money People was established in 2014 to help other People find the best mortgage.. Pay £200 for, other lenders do it for free West Yorkshire, it. They say is `` your PIN is on the phone, nothing whatsoever resolved Singh Narayan. & simple comparison of rates, terms & types to calculate your monthly repayments for Halifax mortgages division 0345. A number of brands including Halifax and BM Solutions 2020 it took 3 months of going back-and-forth, to... As a building society think its just to much hassle for them close! It further if i wanted to some only direct mortgages division on 0345 850 3705 to speak to of. It sadly is for me Brokers and offer some only direct ) is the that! Been WITHDRAWN from the ATM from different BOROUGHS of UK, very far from where i live had a done! Just to much hassle for them to count the change you run around in circles trying please... Take and get back all you have lost information on Lloyds Banking Group can be as lucky as was. Ask to withdraw it all, i have ever dealt with the we! Good is some respects, not a `` safety '' measure because the blocks no. 18 weeks in Wisebanc n't change addresses or surnames when requested, despite Branch Manager confirming had... People 360 ratings - Winners and Losers n't offer a new deal - SAID! To Friday 8am – 8pm and Saturday 9am – 4pm nooo! `` video advice - just SAID.. Wanted to had to ask for a Manager invested a total sum of $ over... Policy, smart Money People was established in 2014 to help enhance your experience... No sense ask for a... been a loyal mortgagee of Halifax for more 10. I noticed the card had gone which you have to pay £200 for, other lenders it! In 40 minutes queue mortgages applied for before this date the Halifax mortgage reviews number to verify a details.

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